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Recommend CCCU to a Friend!
Refer your friends, family members, neighbors and co-workers. Receive $10 for each New Member who joins the Credit Union. Receive $10 for each New Member under the age of 18 who joins the Credit Union. CCCU membership is open to anyone living or working in Jackson or Clay County, Missouri, and the following U.S. Postal Zip Codes: 64150 & 64151.It's easy to join and only takes a few simple steps to open an account with CCCU.
It all starts with our Share Savings Account, the first account you open as a member.
A $25 minimum deposit is required to be open an account and become a voting member of CCCU. Please complete and print the membership application, sign and date where applicable. You can mail or bring it in to any one of our three convenient locations along with two forms of non-expired, government-issued identification. At least $25 for your Share Savings account. The Credit Union may run credit and deposit account verification checks on all new applications.
Those persons, societies, associations, co-partnerships employed by or affiliated with the telephone industry; employees of the electronic communications industry; officers and employees of any credit union organized under the laws of the State of Missouri; family members, retired and former employees, and organizations and any continuing entities of the aforementioned.All current and retired employees of these sponsoring employers as well as their family members are eligible for membership, regardless of where they live or work. Family membership is defined as: spouse, parent, grandparent, child, grandchild, brother, sister, step-parent, step-child, aunt, uncle, niece, nephew, cousin, in-laws and other family members as approved by management.
Those groups having requested services from this credit union and been approved include:
1ST AMERICAN FINANCIAL CORPORATION EMPLOYEES
ALL PACKING EMPLOYEES
AMERIHEALTH NETWORK
AMERICAN MULTI CINEMA
AMERICAN PUBLIC WORKS ASSOCIATION
….
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1ST AMERICAN FINANCIAL CORPORATION EMPLOYEES
ALL PACKING EMPLOYEES
AMERIHEALTH NETWORK
AMERICAN MULTI CINEMA
AMERICAN PUBLIC WORKS ASSOCIATION
ASSOCIATED BEARINGS
AT&T
BAKERY AND CONFECTIONERY WORKER'S INTERNATIONAL UNION
BRAIN INJURY ASSOCIATION OF KANSAS AND GREATER KC
BOYD DELIVERY SYSTEMS
BOILERMAKER'S UNION EMPLOYEES
CAR QUEST
CELLNET DATA SYSTEMS
CENTURY LABS
COMTRONIC EMPLOYEES
CONTINUUM
DIRECT COMMUNICATIONS
ERICSON EMPLOYEES
EMPLOY AMERICA EMPLOYEES
FAULTLESS LINEN SUPPLY COMPANY
FEDERAL GOVERNMENT EMPLOYEES UNDER CLASSIFIED CIVIL SERVICE
FIREWORKS OF KANSAS CITY
ISLE OF CAPRI CASINO
GATEWAY COMPUTERS
GENERAL HEATING AND AIR CONDITIONING
GOVERNMENT EMPLOYEES HOSPITALIZATION ASSOCIATION
HNTB CORPORATION
H & R BLOCK COMPANY
IMAGE TECHNOLOGY CORPORATION
INTERSTATE BRANDS CORPORATION
KC SECURITY
KPRS EMPLOYEES
KSHB CHANNEL 41
KANSAS CITY FEDERATION OF MUSICIANS LOCAL #34-627
KANSAS CITY POWER & LIGHT (ONLY IF WORK AT 1201 WALNUT)
KANSAS CITY SPEEDOMETER
LDX INC.
LEGAL RECORDS SERVICE
LIVESTOCK MARKETING ASSOCIATES
MATRIX REALTY
MCR SAFETY
MEAD PAPER COMPANY
MILITARY PERSONNEL ASSIGNED TO THE ARMED FORCES BUILDING LOCATED AT 2430
BROADWAY, KANSAS CITY
MISSOURI BAR AND THE MISSOURI JUDICIARY
OFFICE AND PROFESSIONAL EMPLOYEE INTERNATIONAL UNION LOCAL #320
PBI GORDON EMPLOYEES
QUALITY DENTAL SERVICES INCORPORATED
RETIREMENT CENTERS OF AMERICAN EMPLOYEES
ROTHENBERG AND SCHLOSS INCORPORATED
ROTO ROOTER
SHEET METAL WORKER'S LOCAL #2
SHERATON SUITES COUNTRY CLUB PLAZA
SBC CORPORATION
THOMAS K DYER COMPANY
TRUE TEMPER RAILWAY APPLIANCES INCORPORATED
U.S. ENGINEERING
UNITED NATIONAL REAL ESTATE EMPLOYEES
UNITED STATES POSTAL SERVICE EMPLOYEES AND FAMILY MEMBERS
WILSON MANUFACTURING COMPANY
WILSON SPORTING GOODS
WOLF BROTHERS EMPLOYEES
Today, CCCU membership is open to anyone living or working in Jackson or Clay County, Missouri, and the following U.S. Postal Zip Codes: 64150 & 64151
Do credit unions offer the same services as banks? Many credit unions offer a wide range of services, similar to banks. Other credit unions have more limited services. All credit unions specialize first and foremost in services for consumers, such as checking and savings accounts and personal and consumer loans. Many credit unions also have expanded to include credit and debit cards, IRA's, mortgages, home equity loans, and other products and services.
Are deposits with credit unions insured? The National Credit Union Share Insurance Fund, which is backed by the US government, insures federally chartered and many state chartered credit unions. The fund, similar to the FDIC for bank deposits, insures individual accounts up to $250,000.
How can credit unions offer low loan rates and higher deposit rates? A credit union's first priority is to serve the needs of its members rather than to make a profit for stockholders. This fundamental difference ensures that credit union profits are reinvested back to the people they belong to, by way of dividends, lower rates and lower service fees. As member owned and governed institutions, this mission is always a top priority for credit union management.
How many credit union members are there in the United States? More than 96 million Americans belong to a credit union, and it's estimated that another 40 million qualify for credit union membership according to “field-of-membership” (FOM) rules. There are more than 8,000 credit unions across the country.
What is "Field-of-Membership" (FOM)? A credit union is permitted to accept as members only those people who are within the “Field-of-Membership” (FOM) according to their credit union charter. The FOM usually entails individuals and their family members who live, work (or regularly conduct business), worship, or attend school, and businesses and other legal entities within a state, city, county or zip code.
How are credit unions run? Each credit union is democratically controlled and run by a volunteer board of directors who are elected by the members of the credit union. The directors are also members and any member can run for election to the board. All credit union members have a say in how the credit union is operated. The day-to-day managers of credit unions, and the staff who serve members needs, are paid, expert professionals in the financial services field.
Browse by Topic
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Savings
At CCCU we have many savings options with payroll deduction making saving even easier. All accounts are insured up to $250,000 by the National Credit Union Administration
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Checking
CCCU has a checking account that meets your needs and lifestyle, whether you’re looking to go paperless, earn rewards, or just keep it simple and convenient.
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Loans
Let CCCU help you find the right vehicle that fits your budget. If you don’t know up to how much you can afford, CCCU can pre-approve your loan and take the guess out of car shopping.
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Services
Central Communications Credit Union offers essential financial services such as online banking, bill payment, mobile banking, direct deposit, and identity theft protection. Additional services include ACH transfers, safe deposit boxes, and legal assistance through Legal Shield.
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VISA Account Access
Access your VISA account
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CU Online
Log in to your Credit Union Account
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